Switching from Xero? Here’s what you’ll love aboutLedger.
We built Ledger for the firms Xero was meant to serve — but with EU data residency, hash-chained audit, local tax compliance for SL and ID, and per-firm pricing that doesn’t punish you for adding clients.
Feature-by-feature, honestly.
Where Ledger isn’t there yet, we say so. No marketing-grade exaggeration.
| Capability | Ledger | Xero |
|---|---|---|
| Per-firm pricing (not per-client) | Yes | — |
| Multi-entity from a single login | Yes | Partner add-on |
| Double-entry rigor (real journals, no shortcuts) | Yes | Yes |
| Hash-chained, append-only audit trail | Yes | Standard audit log |
| EU data residency by default | Yes | AU/US/UK |
| Designed accounting-firm-first | Yes | Mixed SMB / firm |
| SL VAT, APIT, EPF/ETF compliance | Yes | — |
| Indonesian PPN / PPh / Coretax | Coming soon | — |
| Bank statement import (CSV/PDF) | Yes | Yes |
| White-glove migration from existing tools | Yes | Self-serve only |
| 30-day free trial — no credit card | Yes | 30-day, card required at end |
| Sub-100ms UI interactions (edge-delivered) | Yes | Variable |
| Client portal (read-only books for your clients) | Yes | Partner add-on |
| Multi-currency with auto forex gain/loss | Yes | Yes |
| AI-first transaction matching | Coming soon | Yes |
Based on Xero’s publicly documented features as of mid-2026. Xero capabilities may vary by region and partner tier. “Coming soon” entries are on the Ledger roadmap with an estimated availability inside 90 days.
How we’ll migrate your existing Xero data
A guided 4-step process. You don’t touch a spreadsheet.
- 1
Export from Xero
We send you Xero’s native CSV/Excel export template. Run it once for each entity — chart of accounts, contacts, invoices, bills, journals.
- 2
Upload to Ledger
Drag your exports into the migration tool. Our parser handles Xero’s schema natively — no manual column mapping.
- 3
Review mappings
We walk you through Xero’s chart of accounts to Ledger’s. We show you exactly what will be created and where opening balances land.
- 4
Go live
A dedicated migration engineer is on the call when you cut over. We verify the trial balance ties out to Xero before you hit publish.
What stays the same
- ✓Double-entry bookkeeping — every transaction posts to a debit and a credit
- ✓Familiar accounting concepts: chart of accounts, journals, reconciliation
- ✓Standard financial reports (P&L, Balance Sheet, Trial Balance, Cash Flow)
- ✓Bank feeds, automated reminders, multi-currency
- ✓Your existing accountants can use it on day one
What’s better in Ledger
- →EU data residency by default — GDPR Article 44 covered without paperwork
- →Hash-chained audit trail — tamper-evident by design, not just append-only
- →Per-firm pricing — one bill, no surprise per-client overages
- →Sri Lankan tax compliance — VAT, WHT, SSCL, APIT, EPF/ETF native
- →Sub-100ms UI — edge-delivered, fast on any device
- →White-glove migration included — not a paid partner service
Ready to make the move from Xero?
Talk to a Ledger engineer about your migration plan, or start a 30-day free trial right now.
No credit card required · Typically responds in 1 business day